Commercial Motor Vehicle Insurance

Commercial Motor Vehicle Insurance policies provide cover for business use vehicles. It can deliver financial protection against loss, damage or theft, property damage, towing costs, re-delivery and theft recovery costs and many other liabilities related to motor vehicles.

It can be tailored to the specific individual needs of your business and can include a mix of comprehensive, third party and own damage coverage.

• Comprehensive Cover provides the most extensive protection and covers damage to your vehicle as well as to other people’s property. It also provides cover for loss or damage caused by theft, fire or natural disasters such as storms and floods.
• Third Party Cover protects you against claims made by other people for death or bodily injury, or damage to their property, arising out of the use of your vehicle. It does not provide cover for loss or damage to your own vehicle.
• Own Damage Cover provides protection for loss or damage to your vehicle, regardless of who is at fault. It can be purchased as an add-on to a Third Party Property Damage policy or as part of a Comprehensive policy.

You can also tailor your policy to include cover for a range of additional risks, such as windscreen damage, no claims bonus protection and hire car expenses.